Terms and Conditions
Read the conditions for using money.you guides, calculators, visuals, and scheduled articles, including acceptable use and important limitations.
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Agreement and scope
These terms apply when you access money.you, its guides, calculators, visuals, blog articles, browser notifications, sharing tools, calculator embeds, and related website features. By using the site, you agree to these terms. If you do not agree, do not use the site. The Privacy Policy explains the site's current information practices.
Education, not individual advice
money.you provides general educational information. It does not provide individualized financial, investment, tax, legal, accounting, lending, insurance, credit-repair, or other professional advice. The site does not know your complete circumstances and does not act as your adviser, fiduciary, broker, lender, bank, attorney, accountant, or credit counselor.
Verify important decisions
Rates, prices, limits, tax rules, laws, program requirements, and provider terms can change. Check material facts with the responsible institution or official authority before acting. Seek a qualified professional when a decision affects legal rights, taxes, essential needs, or substantial assets.
Calculators and examples
Calculator results, shared summaries, and worked examples are estimates based on the displayed inputs and assumptions. They may omit fees, taxes, daily interest, timing differences, variable rates, payment allocation rules, eligibility requirements, and contract-specific terms. A result is not a quote, approval, forecast, guarantee, or instruction to complete a transaction.
Calculator embeds
You may use the provided embed code on a secure website if the calculator remains functional, its money.you source link remains visible, and the surrounding page does not imply sponsorship, endorsement, individualized advice, or a guaranteed outcome. You may not alter the embedded result, conceal material limitations, capture calculator inputs, place a deceptive control over the frame, or use the embed in unlawful or misleading content.
Third-party notifications and advertising
money.you may use RollerAds SDK4PUSH to offer optional browser notifications and deliver related advertising. Permission is controlled by your browser and can be denied or revoked. Third-party content, delivery, availability, and data practices are not financial advice or an editorial endorsement. Advertising revenue cannot purchase a favorable ranking, conclusion, or calculator result.
Editorial content and scheduled articles
money.you uses an editorial workflow and may use automation to sanitize, schedule, and publish articles received from its Docs Library. Automation does not guarantee that an article is complete, current, suitable for you, or free from error. Publication dates and review dates have different meanings, and a correction may be made after publication.
No financial-product relationship
The site does not sell financial products, accept applications, open accounts, execute trades, provide credit, or guarantee access to a third-party service. Mentioning a product type, public agency, regulator, advertiser, or external resource does not create an endorsement, partnership, customer relationship, or promise of availability.
Acceptable use
You may read, link to, use the provided calculator embeds, and quote limited portions of the site with clear attribution where permitted by law. You may not interfere with the service, bypass access or security controls, introduce malicious code, misrepresent site content, remove ownership notices, republish a substantial part of the library as a competing product, or use automated access that creates unreasonable load or disregards published crawler instructions.
Original content and permitted reuse
The site's original writing, design, code, branding, and visuals are protected to the extent allowed by applicable law. The limited embed permission does not transfer ownership or permit copying the calculator code into another product. Rights in quoted public information, third-party marks, advertisements, and linked resources remain with their respective owners.
External links
External links and third-party messages may lead to services that money.you does not control. Review a destination's current terms, disclosures, security, and privacy practices before providing information or completing a transaction.
Availability, corrections, and changes
We may correct, update, remove, or reorganize site content and may suspend a feature when needed for maintenance, security, legal, commercial, or editorial reasons. We do not promise uninterrupted access, permanent availability of a page, notification, advertisement, or embed, or advance notice for every nonmaterial change.
Disclaimers and limits
To the maximum extent permitted by applicable law, the site is provided as available without warranties of accuracy, completeness, fitness for a particular purpose, non-infringement, or a particular result. money.you is not responsible for a decision made solely from site content, an unavailable external service, or loss caused by inputs, assumptions, advertisements, messages, or terms that differ from reality. Nothing here excludes liability or consumer rights that cannot legally be excluded or limited.
Updates, severability, and contact
We may update these terms as the site changes. The date above identifies the current version, and continued use after an update means the revised terms apply. If one provision is unenforceable, the remaining provisions continue to the extent permitted by law. Questions can be sent to hello@money.you.
Important use boundaries
Check time-sensitive details
Rates, limits, laws, program rules, and provider terms can change, so confirm them with the responsible institution before acting.
Use tools as estimates
Calculator results depend on the values and assumptions entered and may omit taxes, fees, timing differences, or contract-specific rules.
Respect the publication
Linking and limited quotation are welcome, but republishing the library, bypassing controls, or using automated access that burdens the service is not.
Related policies and practical next steps
Read the policies that explain editorial and data-handling responsibilities. Read the editorial policy; Read the privacy policy.